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If you’re looking to buy California auto insurance, there are a number of things you can do to save money on your auto insurance. With the cost of driving skyrocketing due to high fuel prices, it pays to be picky when shopping for auto insurance so you can get a great deal. Here are 5 ways to make sure you get the best possible deal on California auto insurance:

  1. Compare Prices: It may take a little time and effort to get rate quotes from some insurance companies, but in the long run it will be worth the time and effort to save money on your California auto insurance. You should always get quotes from at least three insurance companies before selecting a policy.
  2. Find out what other people think of an insurance company – look for reviews online or talk to friends and family about which insurance companies they have had good experiences with and which auto insurance companies they have had bad experiences with. The best way to find out which insurance company will be there for you if you are in an accident is to find out how they have treated other customers.
  3. Get Only the Coverage Required – If you really want to save money on your auto insurance, get only the amount of coverage required. Insurance companies will always recommend that you get the highest amount of coverage they sell, but you can save money by simply getting the minimum required amount of coverage.
  4. Check their opening hours. Will you be able to get an agent if you need one? Some larger companies allow you to file a claim online 24 hours a day; others will require you to make an appointment with a local agent. If convenience is important to you, you may want to choose a company that allows you to file a claim online.
  5. Find out about payment options before you buy a policy: some insurance companies allow you to pay monthly and others don’t. Some insurance companies will allow you to pay your policy online and some require a check. Make sure you understand the company’s payment policies before you buy an auto insurance policy online to make sure you don’t have a problem paying for your policy.

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